Jewellery Insurance
Lost your custom jewellery?
We work with most jewellery insurance companies in New Zealand and Australia. Not all jewellery can reproduce your ring; we can make exactly what you lost, damaged or stolen, no design is too complicated for us.
We can make it using your insurance in sum
9K, 10K, 14K, 18K, 20K, 22K and 24K white, yellow, pink rose gold or platinum 900, 950. Other metals such palladium is available.
Diamond, Lab-Grown Diamond, Sapphire, Ruby, Emerald, Tourmaline, Tanzanite, Aquamarine and more gemstones custom made available.
We offer GIA (G.I.A), IGI (I.G.I) HDR (H.D.R) Diamonds In sum
Third-part valuations from JVS, Gemlab, JVC, Advanved Gem Laboratory (AGL) can be provided at extra cost this is not included on your jewellery insurance.
Proof of Jewellery purchase. in sum
So If you need to make a claim on your contents, receipts and valuations are a good way to show what you are claiming on. If you don't have a receipt of valuation, you can also use photos, financial statements or records kept by the shop where you purchased the item.
Securing and maintaining your jewellery.
You must, at your cost and expense, maintain your contents in good repair, secure your contents, and take all reasonable precautions to prevent loss occurring.
Tips for protecting your jewellery
- Keep copies of purchase receipts.
- Take pictures of your jewellery.
- Store valuable jewellery in a secure place, such as a safe deposit box. We suggests stashing high-value jewellery in a heavy at-home safe that’s bolted to the floor and out of sight.
- Can also be a good idea to keep jewellery in different places in your home to make it harder for thieves to find and steal all of your pieces.
- When you’re traveling, bring only those pieces of jewellery that you plan to wear. Going a step further, Elliott recommends traveling only with costume jewellery that looks like pricier pieces, rather than with high-value items.
- Remember custom made jewellery is hard to replace.
What Does Jewellery Insurance Cover?
A separate jewellery insurance policy typically covers damage, loss or theft. Damaged jewellery will only be covered if the damage is caused by a problem covered by the policy, like a fire.
You can insure many types of jewellery, including:
- Engagement rings
- Wedding rings
- Earrings
- Watches
- Antique jewellery
What Does Jewellery Insurance Not Cover?
Jewellery insurance doesn’t cover every type of loss:
- Pre-existing damage to jewelry
- Wear and tear
- Intentional damage
- Pest damage
- Tips for Protecting Your Jewellery
